“How basic is this course? I’m living paycheck to paycheck.”
“How advanced is this course? I already know a few things about money, I got my 401k, my Roth IRA, what more can you really teach me?”
Prosper assumes you don’t have any preliminary knowledge about personal finance.
It does, of course, cover advanced topics, but it starts from Ground Zero with the basics of budgeting, controlling spending, and dealing with debt.
If you already have an implemented financial strategy in place for yourself — you’re investing every month and you’re absolutely confident that you’re building wealth in the smartest, most tax-advantaged way possible — then you are obviously in a good place and will probably already have some familiarity with a lot of the content in Prosper.
This is because I do start with the basics of budgeting and paying off debt, and if you’ve already done that, perhaps these modules will not be as practical to you.
But let me say this — as I was creating this course, I myself learned things. I was forced to think through certain financial issues and money matters in ways that I hadn’t previously, even though I had up to that point already built a degree of wealth and was even a financial professional.
But look. If you’re a financial whiz and you buy the course and you’re like, “Yup, I already knew all that. There’s nothing new for me here, and I don’t think the future modules on how I bought a fourplex in L.A. in my 20s, advanced ETF strategies, and advanced tax strategies will have any value for me either,” then all you have to do is simply take advantage of my 60-day no-questions-asked refund policy, speaking of which…
YOU MAY BE WONDERING…